The keys are closer
than you think.
Straight-talking mortgage advice, competitive rates and closings that happen on time. Buy, refinance or invest with a team that answers the phone.
Sample estimate
$2,661 /mo
$500k home · 20% down · 6.5% · 30-yr fixed (P&I)
Since 2019
Serving homeowners
$2.4B
Loans funded
4.9★
From 1,200+ reviews
21 days
Average close
What we do
A loan for every chapter of homeownership.
From your first condo to your fifth rental, we match you with the program that fits — and explain why.
See all 7 loan programs
The STL Equities process
Clear numbers. One advisor. No surprises at closing.
- 1
Tell us your goal
A 15-minute call or quick online inquiry — no hard credit pull.
- 2
Get your options side by side
We compare programs and show the real monthly cost of each.
- 3
Close with confidence
Your advisor stays with you from pre-approval to keys.
Borrower stories
Families we’ve helped home.
Verified reviews
“Cliff walked us through every number before we signed anything. We closed on our first home in 23 days.”
“Refinanced and dropped my payment by $410 a month. No surprises at the closing table.”
“Mo got our jumbo loan approved when two banks couldn't. Calm, sharp and always reachable.”
“As a veteran I'd heard VA loans were a hassle. Cliff made it the easiest part of our move.”
“Cliff walked us through every number before we signed anything. We closed on our first home in 23 days.”
“Refinanced and dropped my payment by $410 a month. No surprises at the closing table.”
“Mo got our jumbo loan approved when two banks couldn't. Calm, sharp and always reachable.”
“As a veteran I'd heard VA loans were a hassle. Cliff made it the easiest part of our move.”
Find out what you can afford — in one conversation.
No obligation, no hard credit check. Most pre-qualifications take less than a day.