Calculators

Does this rental cover its debt?

Enter the rent and loan details to see your debt service coverage ratio (DSCR) and monthly cash flow instantly.

Property income

$
$/mo

Loan details

$
25.0%
$
%
$/yr
$/yr

DSCR = monthly rent ÷ monthly PITIA (principal, interest, taxes, insurance and HOA). Estimates only — final figures are based on the appraisal's rent schedule and your approved terms.

STL Equities

Independent mortgage brokerage helping families buy, refinance and invest across New York since 2019.

CompanyNMLS ID #1320558

Contact

(929) 503-1041 inquiries@stlequities.com

450 Lexington Ave, Suite 2200, New York, NY 10017

Mon – Fri 8am – 7pm ET · Sat 9am – 2pm ET

Equal Housing
Opportunity

STL Equities LLC · NMLS ID #1320558. Licensed Mortgage Broker — NYS Department of Financial Services. Verify our license at nmlsconsumeraccess.org.

We are an Equal Housing Opportunity mortgage broker. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. All loans subject to credit approval, underwriting review and property appraisal. Rates, terms and programs are subject to change without notice. This is not a commitment to lend.

© 2026 STL Equities LLC. All rights reserved.