Investment property loans
Capital for investors who move fast.
DSCR rental loans, fix & flip bridge financing, ground-up construction and commercial property loans — approved on the strength of the deal, with term sheets in as little as 24 hours.
Construction Loans
Ground-up financing from land to certificate of occupancy.
Financing for new builds and major additions. Funds are released in stages as construction milestones are met, and you only pay interest on the money that's been drawn — keeping carrying costs low while you build.
Ideal for
- Land or lot equity can count toward your down payment
- Milestone-based draw schedule
- Extension options available
- Exit into a DSCR loan or sale
Documents you'll need
- Approved plans and permits (or permit status)
- Detailed construction budget and timeline
- General contractor info and contract
- Land purchase contract or deed
- Builder experience / resume, LLC docs and photo ID
How to apply
From first call to funded in five steps.
- 1
Tell us about the deal
Share the property address, purchase price, rehab or build budget and your strategy. Takes about 5 minutes.
- 2
Get a term sheet
We review the numbers and send you rates, leverage and terms — usually within 24–48 hours.
- 3
Submit your documents
Upload the checklist for your program. Your founder-level contact helps you fill any gaps.
- 4
Appraisal & underwriting
We order the appraisal (with ARV for rehab and construction) and underwrite the deal.
- 5
Close & fund
Sign, close and get funded. Rehab and construction draws are released as work is completed.
Getting approved
What helps your file sail through.
Investor loans focus on the deal more than your paycheck. Come prepared with these and approvals move fast.
Start my applicationKnow your numbers
Have a clear purchase price, budget and — for DSCR — a realistic rent estimate ready.
Keep reserves on hand
Most programs want 3–6 months of payments in reserves after closing.
Form your LLC early
Closing in an entity? Have your articles, operating agreement and EIN ready.
Show your experience
A list of past projects can unlock higher leverage and better pricing — but it's not required.
